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BancFirst Corporation operates as the holding company of BancFirst, which provides retail and commercial banking services in Oklahoma. It accepts checking, NOW, savings, money market, sweep, club, individual retirement accounts, and certificates of deposits, as well as offers overdraft protection and autodraft services. The bank also offers real estate, consumer, and commercial and finance loans. In addition, it offers trust services, and acts as executor, administrator, trustee, transfer agent, and in various other fiduciary capacities, as well as provides mortgage lending, student lending, securities brokerage, electronic banking, and insurance services. The bank provides item processing, research, and other correspondent banking services to financial institutions and governmental units. It serves the small and medium-sized businesses engaged in light manufacturing, local wholesale and retail trade, services, agriculture, and energy industry. As of December 31, 2004, BancFirst operated 84 banking locations serving 43 communities throughout Oklahoma. The company is based in Oklahoma City, Oklahoma.