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Popular, Inc., a financial holding company, provides various financial services primarily in Puerto Rico and the United States. The company, through its principal subsidiary, Banco Popular de Puerto Rico, offers a range of individual and commercial banking services in Puerto Rico. It also provides investment banking, auto and lease financing, mortgage and consumer lending, insurance, and information processing through its other subsidiaries. As of July 15, 2005, Popular, Inc. operated 280 branches and offices in Puerto Rico. The company also operates the Hispanic-owned financial services franchise, Banco Popular North America, which provides various financial solutions in the United States. It operated approximately 135 branches in California, Texas, Illinois, New York, New Jersey, and Florida, as well as 112 financial services stores under the name of Popular Cash Express, as of July 15, 2005. In addition, the company, through its finance subsidiary, Popular Financial Holdings, operated approximately 200 retail lending locations offering mortgage and personal loans in the United States, as of the above date. It also maintains a wholesale broker network, a warehouse lending division, loan servicing, and an assets acquisition unit. Popular, Inc. also operates in the Caribbean and Latin America. The company was founded in 1917 and is headquartered in Hato Rey, Puerto Rico.