BROWN & BROWN INC
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Brown &amp; Brown, Inc. operates as a general insurance agency in the United States. The company offers a range of insurance and reinsurance products and services; and risk management, employee benefit administration, and managed health care programs. It operates in four segments: Retail, National Programs, Brokerage, and Services. The Retail segment provides various insurance products and services to commercial, public entity, professional, and individual customers. It provides property insurance against physical damage to property and resultant interruption of business or extra expense caused by fire, windstorm, or other perils; and casualty insurance relating to legal liabilities, workers' compensation, commercial and private passenger automobile coverages, and fidelity and surety insurance. This segment also sells and services group and individual life, accident, disability, health, hospitalization, medical, and dental insurance. The National Programs segment provides professional liability and related package products for certain professionals; and markets targeted products and services designated for specific industries, trade groups, public entities, and market niches. The Brokerage segment markets and sells excess and surplus commercial insurance and reinsurance through independent agents and brokers. The Services segment provides insurance-related services, including third-party administration, consulting for the workers' compensation, and managed healthcare services. The company serves businesses, public entities, individuals, and trade and association clients. Brown &amp; Brown is headquartered in Daytona Beach, Florida.