CARDINAL FINANCIAL CORPORATION
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Cardinal Financial Corporation, a holding company, provides banking and financial products and services to retail and business customers in northern Virginia and the greater Washington, D.C. metropolitan area. The company operates through three segments: Commercial Banking, Investment Services, and Mortgage Banking. The Commercial Banking segment provides commercial loans, real estate loans, and other business financing and consumer loans. It also offers deposit products, including demand deposit accounts, savings accounts, and certificate of deposit. The Investment Services segment provides advisory services to businesses and individuals, including estate planning, qualified retirement plans, mutual funds, annuities, life insurance, fixed income, and equity securities and equity research. The Mortgage Banking segment engages primarily in the origination and acquisition of residential mortgages for sale into the secondary market. The company was formed in 1997 and is based in McLean, Virginia. Cardinal Financial Corporation acquired Wilson/Bennett Capital Management, Inc., an asset management firm, in June 2005.