HUNTINGTON BANCSHARES INCORPORATED
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Huntington Bancshares Incorporated operates as the holding company primarily for The Huntington National Bank (bank) that provides commercial and consumer banking services in the United States. The bank engages in generating deposits and originating loans. Its deposit products include demand, savings, and time deposits, as well as retail certificates of deposit. The bank's loan portfolio comprises commercial construction, industrial, and real estate loans; and consumer automobile, home equity, and residential mortgage loans. It primarily invests in the U.S. Treasury and Federal agencies, and mortgage-backed securities. In addition, the company provides mortgage banking services, automobile financing, equipment leasing, investment management, trust services, and discount brokerage services. Further, Huntington Bancshares engages in reinsuring credit life and disability insurance; selling insurance and financial products and services; and providing Internet and telebanking services. As of June 30, 2005, the company operated 336 branches and 800 automated teller machine facilities in Ohio, Michigan, West Virginia, Indiana, and Kentucky. Huntington Bancshares is headquartered in Columbus, Ohio.