HUDSON CITY BANCORP INC
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Hudson City Bancorp, Inc. operates as the holding company for Hudson City Savings Bank, which is a community and customer-oriented retail savings bank. It offers traditional deposit products, residential real estate mortgage loans, and consumer loans. The bank's deposit products include passbook and statement savings accounts, NOW accounts, checking accounts, money market accounts, and time deposits, as well as IRA accounts and qualified retirement plans. Its loan portfolio primarily consists of one- to four-family residential first mortgage loans. The bank also provides consumer and other loans, which primarily consist of fixed-rate second mortgage loans and home equity credit lines. In addition, it purchases mortgages, mortgage-backed securities, securities issued by the U.S. government and agencies, and other investments. As of February 28, the bank had approximately 84 branch offices in New Jersey, as well as one branch office in Suffolk County, New York. The company was founded in 1868 and is based in Paramus, New Jersey.