NATIONAL PENN BANCSHARES INC
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National Penn Bancshares, Inc. operates as the holding company for National Penn Bank, which provides commercial banking services in Maryland. It offers demand, NOW, money market, certificates of deposit, checking, and savings accounts. The bank also offers installment loans, home equity loans, residential mortgage loans, multifamily loans, educational loans, and credit cards. It also offers short-term loans for seasonal and working capital purposes, term loans secured by real estate and other assets, loans for construction and expansion needs, revolving credit plans, and other commercial loans to proprietors, professionals, partnerships, and corporations. In addition, the bank offers automated teller services; safe deposit and night depository facilities; and internet banking services, including online bill paying. It also provides trust and investment management services, and insurance services. The bank invests primarily in agency and municipal bonds. As of December 31, 2004, it operated 73 community banking offices in southeastern Pennsylvania and 1 community office in Cecil County, Maryland. The company was founded in 1874 and is headquartered in Boyertown, Pennsylvania.