John Lansing's Trending123
John Lansing's Trending123
Username: Password: Login
Trade Talk E-Letter Products & Services Trading Tools Portfolios Members Home

Stock Sectors

(Click sector to view stock chart)


Life Insurance

Stock Charts
(Click stock symbol to view stock chart, Support, Resistance, Pivot, Option chain, Volume, P/E, High, Low, Close, Market Cap, Average Volume, Dividend, % Change, $ Change, R1, R2, S1, S2, Previous Close, RSI - MACD - Williams %R - Stochastics - PPO, CMF, ADX, Aroon and more.......)

CHINA LIFE INSURANCE COMPANY LIMITED (LFC)

China Life Insurance Company Limited provides individual life insurance and annuity products in China. It provides various insurance products, including individual life insurance products that consist of whole life and term life insurance, endowment insurance, and annuities to individuals, as well as group life insurance products and annuities to companies and institutions. The company also offers accidental insurance; and short-term health insurance products and services, including disease-specific insurance, medical expense insurance, and defined benefit insurance to both individuals and groups. China Life Insurance sells its products primarily through its direct sales representatives, agents, insurance agencies, and insurance brokerage companies. China Life Insurance Company Limited was founded in 1949 and is headquartered in Beijing, China.


MANULIFE FINANCIAL CORP (MFC)

Manulife Financial Corporation (MFC) and its subsidiaries, provide various financial products and services in the United States, Canada, and Asia. The company offers individual life insurance, group life and health insurance, long-term care insurance, pension products, annuities, and mutual funds to individual and group customers. It also provides investment management services with respect to its general fund assets, segregated fund assets, mutual funds, and institutional investment services. In addition, the company offers reinsurance services, including life, property, and casualty reinsurance. MFC is headquartered in Toronto, Canada.


SUN LIFE FINANCIAL INCORPORATED (SLF)

Sun Life Financial, Inc. offers a range of wealth accumulation and protection products and services to individuals and corporate customers. Its product portfolio comprises individual life insurance, individual annuity and saving products, group life and health insurance, group pensions and retirement products, mutual funds, asset management services, individual health insurance, and reinsurance-life retrocession. The company distributes its individual wealth and protection products through multiple distribution channels, including career or direct sales agents, independent general agents and brokers, financial intermediaries, and banks. Its group life and health products are distributed through sales representatives in co-operation with independent brokers and benefit consultants. The company's group retirement products are distributed primarily through pension consultants, sales force, and brokers and advisors. Sun Life Financial has operations in Canada, the United States, the United Kingdom, Hong Kong, the Philippines, Japan, Indonesia, India, China, and Bermuda. Sun Life Financial has a strategic alliance with Medisys Health Group Income Fund to offer a integrated solution to the company's group benefits customers who need attendance support for their salary continuance sick-leave plans. The company was incorporated in 1999. It was formerly known as Sun Life Financial Services of Canada, Inc. and changed its name to Sun Life Financial, Inc. in 2003. Sun Life Financial is headquartered in Toronto, Canada.


PRUDENTIAL PUBLIC LIMITED COMPANY (PUK)

Prudential Public Limited Company together with its subsidiaries operates as an international financial services group in the United Kingdom, the United States, and Asia. The group offers a range of retail financial products and services, and fund management services throughout these territories. Its retail financial products and services principally include life insurance, pensions, and annuities, as well as collective investments, and deposit and mortgage banking services. The group's long-term business products written in the U.K. and Asia are principally with-profits deposit administration, other conventional and unitized with-profits policies, and nonparticipating pension annuities. The principal products written by its subsidiary, Jackson National Life Insurance Company, are interest sensitive deferred annuities and whole-life policies, variable annuities, guaranteed investment contracts, equity linked indexed deferred annuities, and term life insurance. The group primarily distributes its products through independent financial advisers, banks, direct marketing, independent insurance agents, securities broker-dealers, credit unions, agency sales-force, and complementary bancassurance agreements. Prudential was founded in 1848 and is headquartered in London.


PRUDENTIAL FINANCIAL INC (PRU)

Prudential Financial, Inc., through its subsidiaries provides financial products and services. It operates through seven segments: Individual Life and Annuities, Group Insurance, Asset Management, Financial Advisory, Retirement, International Insurance, and International Investments. The Individual Life and Annuities segment manufactures and distributes individual variable life, term life, universal life and nonparticipating whole life insurance, and variable and fixed annuity products to the United States mass market and mass affluent market. The Group Insurance segment manufactures and distributes group life, long-term and short-term group disability, long-term care, and corporate- and trust-owned life insurance in the United States to institutional clients. The Asset Management segment provides investment management and advisory services, mutual funds, and other structured products to the public and private marketplace. The Financial Advisory segment provides securities brokerage and financial advisory services to individuals and businesses, as well as equity sales, trading, and research operations. The Retirement segment provides retirement-plan products and services to public, private, and not-for-profit organizations. Its products and services include recordkeeping, plan administration, actuarial advisory services, tailored participant education and communication services, trustee services, institutional investment funds, and retail investment funds. The International Insurance segment manufactures and distributes individual life insurance products to the mass affluent and affluent markets in Japan, Korea, and other foreign countries through life planners. The International Investments segment offers proprietary and nonproprietary asset management, investment advice, and product choice services to high net worth and mass affluent retail clients and institutional clients in international markets. The company is headquartered in Newark, New Jersey.


METLIFE INC (MET)

MetLife, Inc. and its subsidiaries provide insurance and other financial services to individual and institutional customers worldwide. It offers life insurance, annuities, automobile, and homeowner's insurance; and retail banking services to individuals, as well as group insurance, reinsurance, and retirement and savings products and services. The company operates through five segments: Institutional, Individual, Auto and Home, International, and Reinsurance. The Institutional segment offers a range of group insurance products, such as group life insurance; nonmedical health insurance products, including accidental death and dismemberment, long-term care, short- and long-term disability, and dental insurance; and related administrative services, as well as provides retirement and savings products and services, including an array of annuity and investment products; and administrative and investment services to corporations and other institutions. The Individual segment offers various protection and asset accumulation products, including insurance products, such as traditional, universal, and variable life insurance; and variable and fixed annuities, mutual funds, and securities. The Auto and Home segment offers auto insurance, including both standard and nonstandard private passenger; homeowner's, renters, condominium, and dwelling insurance; and other personal insurance, including umbrella, recreational vehicles, and boat owners. The International segment provides life insurance, accident and health insurance, annuities, and retirement and savings products to both individuals and groups. The Reinsurance segment primarily offers traditional life and critical illness reinsurance; and financial reinsurance. The company operates primarily in the United States, as well as in Argentina, Brazil, Chile, China, Hong Kong, India, Indonesia, Mexico, South Korea, Taiwan, and Uruguay. MetLife was incorporated in 1999 and is headquartered in New York City.


FBL FINANCIAL GROUP INC (FFG)

FBL Financial Group, Inc., through its subsidiaries, sells individual life and annuity products to individuals and businesses in the midwestern and western sections of the United States. It operates in four segments: Traditional AnnuityExclusive Distribution (Exclusive Annuity), Traditional AnnuityIndependent Distribution (Independent Annuity), Traditional and Universal Life Insurance, and Variable. The Exclusive Annuity and the Independent Annuity segments offer fixed and index annuities, and supplementary contracts. The Traditional and Universal Life Insurance segment offers whole life, term life, and universal life policies. The Variable segment offers variable universal life insurance and variable annuity contracts. The company markets its annuity products through independent agents and brokers, and variable products through alliances with seven insurance companies and a regional broker/dealer. Its customers include farmers, ranchers, rural and suburban residents, and related individuals and businesses. The company is headquartered in West Des Moines, Iowa.


AXA (AXA)

AXA, through its subsidiaries, provides financial protection and asset management services primarily in western Europe, North America, the Asia Pacific region, the Middle East, and Africa. The company operates through five segments: Life and Savings, Property and Casualty, International Insurance, Asset Management, and Other Financial Services. Life and Savings segment offers life insurance products, including life, retirement, health, and savings-related insurance products. Property and Casualty segment provides personal and commercial insurance products, such as automobile, homeowners/household, property, and general liability insurance. International Insurance segment offers reinsurance products principally related to property and catastrophe covers; and includes property damage, third-party liability, motor, marine and aviation, credit bond, life and health reinsurance. This segment also offers transport, construction risk, financial risk, and directors and officers liability coverage products, as well as loss-prevention and risk management services. Asset Management segment provides investment management and related services to individual investors, private customers, mutual funds, and institutional customers. Other Financial Services segment offers various financial services; banking services, including cash and securities flow management, as well as bank account services; and short-term loans. The company offers its products and services through insurance and reinsurance brokers, and direct sales force. AXA was founded in 1852 and is headquartered in Paris, France.


ASSURED GUARANTY LTD (AGO)

Assured Guaranty, Ltd., through its subsidiaries, provides credit enhancement products to the public finance, structured finance, and mortgage markets in the United States, Bermuda, the United Kingdom, Europe, and Australia. Its credit enhancement products are financial guarantees or other types of support, including credit derivatives that improve the credit of underlying debt obligations. The company operates in three segments: Financial Guaranty Direct, Financial Guaranty Reinsurance, and Mortgage Guaranty. The Financial Guaranty Direct insurance segment provides an unconditional and irrevocable guaranty that indemnifies the holder of a financial obligation against nonpayment of principal and interest when due, and could take the form of a credit derivative. The Financial Guaranty Reinsurance segment includes agreements whereby the company is a reinsurer and agrees to indemnify a primary insurance company against the loss, which the latter might sustain under a policy it has issued. The Mortgage Guaranty segment includes mortgage guaranty insurance and reinsurance whereby the company provides protection against the default of borrowers on mortgage loans. Assured Guaranty markets its products directly and through financial institutions. The company was formerly known as AGC Holdings, Ltd. Assured Guaranty is based in Hamilton, Bermuda.


CITIZENS INC (CIA)

Citizens, Inc., through its subsidiaries, offers life and health insurance policies in the United States and internationally. The company operates through four segments: International Life Business, Domestic Health Business, Domestic Life Business, and Home Service Business. The International Life Business segment consisting of ordinary whole-life insurance sold primarily in central and South America. The Domestic Health Business segment comprises accident and health specified disease, hospital indemnity, and accidental death policies sold in the southern United States. The Domestic Life Business consisting of traditional life and burial insurance, as well as preneed policies sold in the southern United States. The Home Service Business focuses on writing ordinary whole life insurance utilizing the home service marketing distribution method, whereby employee/agents working make regular collections of premiums from clients. It also uses the home service method to write small fire policies on Louisiana residents. The company was incorporated in 1977 and is based in Austin, Texas.


AMERICAN NATIONAL INSURANCE COMPANY (ANAT)

American National Insurance Company provides insurance services principally in the United States. It operates in eight segments: Multiple Line, Home Service, Independent Marketing, Health, Senior Age Marketing, Direct Marketing, Credit Insurance, Capital and Surplus, and Other. Multiple Line segment sells individual life, annuity, accident/health, and property/casualty products. Home Service segment offers individual life, annuity and accident/health insurance products in the United States and Mexico. Independent Marketing segment provides life and annuity insurance products, which are marketed through independent marketing organizations. Health segment sells accident/health insurance plus group life insurance marketed through group brokers and third-party marketing organizations. Senior Age Marketing segment offers medicare supplement plans, as well as individual life, annuities, and accident/health insurance products. Direct Marketing provides individual life insurance, which are marketed using direct selling methods. Credit Insurance segment sells credit insurance products. Capital and Surplus segment engages in investment activities. Other segment operations relate to non-insurance, reinsurance assumed, and retirement benefits. The company also operates in the District of Columbia, Puerto Rico, Mexico, and American Samoa. It is also authorized to sell its products to American military personnel in western Europe.


LINCOLN NATIONAL CORPORATION (LNC)

Lincoln National Corporation, through its subsidiaries, offers multiple insurance and investment management products and services in the United States and the United Kingdom. The company operates in four segments: Lincoln Retirement, Life Insurance, Investment Management, and Lincoln UK. Lincoln Retirement segment offers fixed and variable annuities, such as individual annuities and employer-sponsored annuities. Life Insurance segment provides life insurance products, such as universal life, variable universal life, interest-sensitive whole life, corporate owned life insurance, and term insurance to the high net worth and rich markets. Investment Management segment provides various investment products and services, such as mutual funds, retirement plan services, and other investment products, including managed accounts and college savings plans to retail investors. This segment also provides investment advisory services and products to institutional clients, such as pension funds, foundations, endowment funds, and trusts. The Lincoln UK segment offers unit-linked life and pension products in the United Kingdom. The company was founded in 1904 and is headquartered in Philadelphia, Pennsylvania.


AEGON N.V (AEG)

AEGON N.V. operates as an international insurance company. The company, through its subsidiaries, provides various life insurance, pensions, savings, and investment products, as well as accident and health insurance, property and casualty insurance, and banking services. Its life insurance products include permanent and term life insurance. AEGON's banking products include savings accounts and various investment contracts, including segregated funds, mutual funds, guaranteed investment accounts, single premium annuities, and leverage-lending programs. It also engages brokerage activities of residential and commercial real estate, and real estate management business. The company offers its insurance products through independent agents, registered representatives, financial advisors, and specialized marketing organizations in the Netherlands, the United States, Canada, the United Kingdom, Hungary, Spain, China, and Taiwan. AEGON is headquartered in The Hague, The Netherlands.


REINSURANCE GROUP OF AMERICA INCORPORATED (RGA)

Reinsurance Group of America, Incorporated (RGAI) operates as an insurance holding company that primarily offers life, asset-intensive, critical illness, and financial reinsurance. It provides a portfolio of life insurance products, including term life, credit life, universal life, whole life, joint and last survivor insurance, and critical illness, as well as financial reinsurance. The company has offices in Australia, Barbados, Hong Kong, India, Ireland, Japan, Mexico, South Africa, South Korea, Spain, Taiwan, and the United Kingdom. RGAI was founded in 1973 and is based in Chesterfield, Missouri. Reinsurance Group of America, Incorporated is 51.6% indirectly owned by MetLife, Inc., as of December 31, 2004.


ING GROUP N.V (ING)

No description available.


DELPHI FINANCIAL GROUP INC (DFG)

Delphi Financial Group, Inc. operates as a holding company that provides integrated employee benefit services primarily in the United States. The company manages various aspects of employee absence and provides the related insurance coverages, including long-term and short-term disability, excess and primary worker's compensation, group life, travel-accident, and dental. Delphi also engages in asset accumulation activities that focus primarily on offering fixed annuities to individuals planning for retirement. The company's asset accumulation products consist of fixed annuities, primarily single premium deferred annuities and flexible premium annuities. It also provides integrated disability and absence management services on a nationwide basis. Delphi's group employee benefit products are sold to employer groups primarily through independent brokers and agents. The company offers its products and services in all 50 states and the District of Columbia. Delphi was organized in 1987 and is based in Wilmington, Delaware.


NATIONWIDE FINANCIAL SERVICES INC (NFS)

Nationwide Financial Services, Inc. (NFS), through its subsidiaries, provides long-term savings and retirement products in the United States of America. It develops and sells a range of products, including individual annuities, private and public group retirement plans, and other investment products sold to institutions, life insurance, and advisory services. The company operates in three segments: Individual Investments, Retirement Plans, and Individual Protection. The Individual Investments segment consists of individual The BEST of AMERICA and private label deferred variable annuity products, NFN individual annuity products, deferred fixed annuity products, income products, and advisory services. The Retirement Plans segment comprises its private and public-sector retirement plans. The Individual Protection segment consists of investment life insurance products, including individual variable, corporate-owned and bank-owned life insurance products, traditional life insurance products, and universal life insurance. NFS sells its products through unaffiliated entities that sell these products to their own customer base, including independent broker/dealers, wirehouse and regional firms, financial institutions, pension plan administrators, life insurance specialists, and certified public accounting firms, as well as distributes retirement savings products through the agency distribution force. The company was formed in 1996 and is based in Columbus, Ohio. Nationwide Financial Services, Inc. is a subsidiary of Nationwide Corporation.


KANSAS CITY LIFE INSURANCE COMPANY (KCLI)

Kansas City Life Insurance Company, together with its subsidiaries, provide financial services in the United States and the District of Columbia. It operates through four segments: Kansas City Life (KCL) Individual, KCL Group, Sunset Life Insurance Company of America (Sunset), and Old American Insurance Company (Old American). The Kansas City Life Individual segment sells variable life and annuities, interest sensitive products, and traditional life insurance products through independent general agents. The Kansas City Life Group segment sells group life, disability, stop loss, dental products, and administrative claims paying services. Group segment products and services are marketed by independent general agents and group brokers, along with third party marketing arrangements. The Sunset Life segment sells interest sensitive and traditional products through independent general agents. The Old American segment sells final expense insurance products through its general agency system using direct response marketing to supply agents with leads. Kansas City Life Insurance was established in 1895. The company was formerly known as Bankers Life Association and changed its name to Kansas City Life Insurance Company in 1900. Kansas City Life Insurance is headquartered in Kansas City, Missouri.


NATIONAL WESTERN LIFE INSURANCE COMPANY (NWLIA)

National Western Life Insurance Company provides life insurance products and annuity contracts in the United State and internationally. The company's life insurance products include universal life insurance; interest-sensitive whole life; and traditional products, such as term and whole insurance coverage. Its annuity products include flexible premium and single premium deferred annuities, equity-indexed annuities, and single premium immediate annuities. National Western markets and distributes its products primarily through independent national marketing organizations. The company also operates a nursing home. National Western is based in Austin, Texas.


TORCHMARK CORPORATION (TMK)

Torchmark Corporation operates as an insurance holding company. The company, through its subsidiaries, provides various protection oriented life and supplemental health insurance to middle income Americans through its premier niche distribution organizations. It offers three product lines: life insurance, health insurance, and annuities. The Life Insurance products include traditional and interest sensitive whole life insurance, as well as term life insurance products. The Health Insurance products include medicare supplement, cancer, and other supplemental health policies. The company also provides single premium deferred, flexible premium deferred, and variable annuities. The company was founded in 1900. It was formerly known as Liberty National Insurance Holding Company and changed its name to Torchmark Corporation in 1982. Torchmark is headquartered in Birmingham, Alabama.


IPC HOLDINGS LIMITED (IPCR)

IPC Holdings, Ltd., a holding company, provides property catastrophe reinsurance products and services for personal and commercial property insurers worldwide. Its property catastrophe reinsurance covers various unpredictable events, such as hurricanes, windstorms, hailstorms, earthquakes, volcanic eruptions, fires, industrial explosions, freezes, riots, floods, and other man-made or natural disasters. The company also writes short-tail reinsurance coverages, including risk excess of loss, aviation, and marine; and workers' compensation catastrophe excess, as well as kidnap, ransom, and related exposures. IPC Holdings was formed in 1993 is based in Pembroke, Bermuda.


PROTECTIVE LIFE CORPORATION (PL)

Protective Life Corporation, through its subsidiaries, engages in the production, distribution, and administration of insurance and investment products in the United States. The company operates in five segments: Life Marketing, Acquisitions, Annuities, Stable Value Products, and Asset Protection. Life Marketing segment markets traditional life insurance products, including level premium term and term-like insurance, universal life, variable universal life, and bank owned life insurance products. Acquisitions segment acquires, converts, and services policies acquired from other companies. This segment primarily focuses on life insurance policies sold to individuals. Annuities segment manufactures, sells, and supports fixed and variable annuity products. Stable Value Products segment markets fixed and floating rate funding agreements to the trustees of municipal bond proceeds, institutional investors, bank trust departments, and money market funds and sells funding agreements to special purpose entities. Asset Protection segment markets extended service contracts, and credit life and disability insurance to protect consumers investments in automobiles and watercraft. Protective Life Corporation is based in Birmingham, Alabama.


GENWORTH FINANCIAL INC (GNW)

Genworth Financial, Inc. and its subsidiaries provide various insurance and investment-related products and services in the United States and internationally. The company operates in three segments: Protection, Retirement Income and Investments, and Mortgage Insurance. Protection segment offers life insurance, long-term care insurance, and group life and health insurance. This segment also offers consumer payment protection insurance, which enables consumers meet their payment obligations in the event of illness, involuntary unemployment, disability, or death. Retirement Income and Investments segment offers fixed and variable deferred annuities, income annuities, variable life insurance, and asset management, as well as specialized products, including guaranteed investment contracts, funding agreements, and structured settlements. Mortgage Insurance segment includes mortgage insurance products offered in the United States, Canada, Australia, New Zealand, and Europe that facilitate homeownership by enabling borrowers to buy homes with low-down-payment mortgages. The company serves the life and lifestyle protection, retirement income, investment, and mortgage insurance needs of approximately 15 million customers. It distributes its products and services primarily through financial intermediaries, independent producers, and sales specialists. Genworth Financial was incorporated in 2003 and is headquartered in Richmond, Virginia.


INDEPENDENCE HOLDING COMPANY (IHC)

Independence Holding Company (IHC) engages in the life and health insurance business. It also involves in the acquisition of blocks of policies, through its subsidiaries, Standard Security Life Insurance Company of New York and Madison National Life Insurance Company, Inc.; its affiliate, American Independence Corp. (AMIC); and its managing general underwriters, third party administrators, and marketing affiliates. Standard Security Life markets medical stop-loss, long-term and short-term disability, employer-sponsored group major medical, short-term medical, group life, and managed health care products. It is licensed to provide insurance services in 50 states, the District of Columbia, the Virgin Islands, and Puerto Rico. Madison Life sells group life and disability, employer medical stop-loss, employer-sponsored group major medical, credit life and disability, and individual life insurance. It is licensed to provide services in 46 states, the District of Columbia, and the Virgin Islands, as well as reinsurance in New York. AMIC is a holding company principally engaged in the insurance and reinsurance business, through Independence American Insurance Company and its managing general underwriter division. IHC offers its services primarily to school districts, municipalities, and hospital employer groups through managing general agents, independent general agents, and agents. The company is headquartered in Stamford, Connecticut.


ATLANTIC AMERICAN CORPORATION (AAME)

Atlantic American Corporation, an insurance holding company, through its subsidiaries, offers life, health, property, and casualty insurance products. It provides fleet automobile and long-haul physical damage insurance coverage to state governments, local municipalities, and other motor pools and fleets. The company also provides workers' compensation, commercial property, general liability, commercial automobile, umbrella, inland marine, and mechanical breakdown coverage services throughout the southeastern United States and Texas. In addition, it offers ordinary life, medicare supplement, cancer, and other supplemental health insurance products. The company is based in Atlanta, Georgia.


AMERICAN EQUITY INVESTMENT LIFE HOLDING COMPANY (AEL)

American Equity Investment Life Holding Company, through its wholly owned subsidiaries, engages in the development, issuance, administration, and marketing of annuities and life insurance. It underwrites annuity and insurance products. The company's products include fixed rate annuities, index annuities, variable annuity, and life insurance. American Equity markets its products through a brokerage distribution network and independent agents in 49 states and District of Columbia. The company was founded in 1995 and is based in West Des Moines, Iowa.


PRESIDENTIAL LIFE CORPORATION (PLFE)

Presidential Life Corporation, through its wholly owned subsidiary, Presidential Life Insurance Company, sells annuity and life insurance products in the United States. Its annuity products include single-premium annuity, single-premium deferred annuity, single-premium immediate, structured settlement annuity, flexible-premium annuity, and group terminal fund annuity. The company's life insurance products comprise graded benefit life, universal life, whole life, and term life. Presidential Life sells its products through independent general agents. Presidential Life was founded in 1965 and is based in Nyack, New York.


SCOTTISH RE GROUP LIMITED (SCT)

Scottish Re Group Limited, through its subsidiaries, engages in the reinsurance of life insurance, annuities, and annuity-type products to individuals and families for insurance, investment, and estate planning purposes. The company reinsures a range of life insurance products, such as yearly renewable term and term with multiyear guarantees, and ordinary life and variable life; fixed immediate annuities and fixed deferred annuities; and directly institutional annuity-type products, such as funding agreements, guaranteed investment contracts, and pension termination and structured settlement annuities. In addition, Scottish Re reinsures life and aircrew loss of license products. Its Life products include short term group and individual life, as well as disability and critical illness. The company primarily offers its products to life insurance and life reinsurance companies through reinsurance intermediaries, brokers, and consultants. It operates in the United States, Bermuda, the Cayman Islands, Guernsey, Ireland, and the United Kingdom. The company was formerly known as Scottish Annuity & Life Holdings, Ltd. and changed its name to Scottish Re Group Limited in 2003. Scottish Re is based in Hamilton, Bermuda.


LIBERTE INVESTORS INC (FAC)

First Acceptance Corporation engages in retailing, servicing, and underwriting nonstandard personal automobile insurance in the United States. The company, through its subsidiaries, USAuto Insurance Company, Inc. and Village Auto Insurance Company, Inc., writes nonstandard personal automobile insurance in 11 states, including Alabama, Florida, Georgia, Illinois, Indiana, Mississippi, Missouri, Ohio, Pennsylvania, Tennessee, and Texas, as well as licenses as an insurer in 13 additional states. As of November 1, 2005, it leased 356 retail offices in 12 states. In addition, the company offers customers optional products and policies that provide ancillary reimbursements and benefits in the event of an automobile accident. These products and policies provide reimbursements for medical expenses and hospital stays as a result of injuries sustained in an automobile accident, automobile towing and rental, bail bond premiums, and ambulance services. The company was formed in 1969 and is based in Nashville, Tennessee.