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FIRST MUTUAL BANCSHARES INC (FMSB)

First Mutual Bancshares, Inc. operates as the holding company for First Mutual Bank that provides commercial banking services. The bank engages in generating deposits and originating loans. Its deposit products include savings accounts, negotiable order of withdrawal checking, business checking accounts, money market accounts, and time deposit accounts. The bank's loan portfolio comprises commercial and residential real estate loans, business loans, construction loans, and consumer loans. Its consumer lending services include home equity lending, direct consumer loans, and indirect home improvement loans; residential lending activities include loans to borrowers to purchase, refinance, or build homes secured by one-to-four-unit family dwellings; and business banking lending products include deposit and cash management products, and permanent and interim construction loans for commercial real estate, as well as loans for financing receivables, inventory, equipment. First Mutual Bancshares also offers permanent and interim construction loans for multifamily housing, manufactured housing communities, commercial real estate properties, and spec single-family construction. It primarily invests in the federal government and agency obligations, structured notes, real estate mortgage investment conduits, mortgage-backed securities, and municipal securities. As of September 30, 2005, the bank operated 12 retail banking centers in Bellevue, Issaquah, Kirkland, Monroe, Redmond, Sammamish, Seattle, and Woodinville. First Mutual Bancshares was formed in 1952 and is based in Bellevue, Washington.


NORTH VALLEY BANCORP (NOVB)

North Valley Bancorp, operates as the holding company for North Valley Bank and NVB Business Bank, which provide commercial and retail banking services in California. The company accepts demand, savings, and money market rate deposit accounts, as well as time deposits. It also offers commercial, financial, and agricultural loans; real estate loans; mortgage loans; installment loans; and direct financing leases to small and middle market businesses, and middle income individuals. In addition, North Valley Bancorp also issues cashier's checks and money orders, sells travelers' checks, and provides safe deposit boxes and other customary banking services. It invests in securities of U.S. government agencies and corporations, obligations of states and political subdivisions, mortgage-backed securities, corporate securities, and other securities. As of October 20, 2005, North Valley Bank operated 21 commercial banking offices in Shasta, Humboldt, Del Norte, Mendocino, and Trinity counties in northern California; and NVB Business Bank operated 5 commercial banking offices in Yolo, Solano, Sonoma, Placer, and Mendocino counties in northern California. The company was founded in 1972 and is based in Redding, California.


UCBH HOLDINGS INC (UCBH)

UCBH Holdings, Inc. operates as the holding company for United Commercial Bank, which offers commercial and consumer banking products to businesses and individuals in California and New York, as well as in Hong Kong. The bank attracts various deposits, including checking accounts, money market accounts, savings accounts, NOW accounts, individual retirement accounts, and time deposits. Its loan portfolio comprises residential and commercial real estate loans, construction loans, commercial loans, accounts receivable and inventory loans, short-term trade finance facilities, loans guaranteed by the U.S. Small Business Administration, and home equity lines of credit. The bank also provides specialized services, including international trade services, merchant bank card services, cash management services, brokerage investment products and services, and online banking services. In addition, it provides trade finance facilities for customers involved in the import and export of goods between Asia and the United States. UCBH Holdings, through its other subsidiary, UCB Investment Services, Inc., acts as a broker in sale of mutual funds; listed and over-the-counter equities; and corporate, municipal, and U.S. government debt, as well as sells variable annuities and covered options. The company also invests in trust preferred securities, foreign debt securities, asset-backed securities, corporate bonds, commercial paper, federal agency notes, and mortgage-backed securities. As of December 31, 2004, it operated 46 branches/offices in the State of California, 2 branches in Greater New York, a branch in Hong Kong, China, and representative offices in Shenzhen, China and Taipei, Taiwan. UCBH Holdings is headquartered in San Francisco, California.


WASHINGTON BANKING COMPANY (WBCO)

Washington Banking Company operates as the holding company for Whidbey Island Bank, which provides community commercial banking services in the northern area of Western Washington. The bank accepts checking and savings accounts, NOW accounts, money market accounts, demand and time deposits, and certificates of deposits. It also offers commercial, construction, real estate, and consumer loans to small and medium sized businesses and to individuals. The investment portfolio consists of government agency securities, pass-through securities, municipal securities, preferred stock, and corporate obligations. The company, through its other subsidiary, provides trust preferred securities and common securities. As of December 31, 2004, the bank operated 19 branches in northwestern Washington. The company is headquartered in Oak Harbor, Washington.


WESTAMERICA BANCORPORATION (WABC)

Westamerica Bancorporation operates as a holding company for the Westamerica Bank, which provides banking services to individual and corporate customers in northern and central California. The bank primarily attracts deposits from local businesses and professionals, as well as through retail certificates of deposit, savings, and checking accounts. Its loan portfolio primarily includes consumer loans, commercial real estate loans, residential real estate loans, and real estate construction loans. Westamerica Bank invests in a portfolio of securities consisting of the U.S. government sponsored entities, state and political subdivisions, asset-backed, and other securities. As of August 25, 2005, the bank operated 88 branches and 2 trust offices in 21 counties. The company was formed in 1972 as Independent Bankshares Corporation and changed its name to Westamerica Bancorporation in 1983. Westamerica Bancorp. is headquartered in San Rafael, California.


BANK OF HAWAII CORPORATION (BOH)

Bank of Hawaii Corporation operates as the holding company for Bank of Hawaii (bank). It provides a range of banking financial services and products in Hawaii and the Pacific Islands. The bank engages in equipment leasing, securities brokerage and investment services, and insurance and insurance agency services. Bank of Hawaii primarily provides various loans and lease products, including residential mortgage loans, home equity lines of credit, automobile loans, and leases and installment loans; a range of deposit products, such as checking, savings, and time deposit accounts to consumers and small businesses, as well as offers merchant services to its small business customers. It also provides corporate banking and commercial real estate loans, lease financing, auto dealer financing, deposit and cash management products, and property and casualty insurance products, as well as offers private banking, trust services, asset management, institutional investment advice, and retail brokerage services. In addition, the company's corporate asset and liability management activities include interest rate risk management and foreign exchange operations. It primarily serves businesses, consumers, corporations, government entities, and foundations. The company was founded in 1897 and is based in Honolulu, Hawaii.


SVB FINANCIAL GROUP (SIVB)

SVB Financial Group operates as the holding company for the Silicon Valley Bank. It operates in three segments: Commercial Banking (CB), SVB Capital (SVBC), and Other. The CB segment offers term and equipment loans, revolving lines of credit, accounts-receivable based lines of credit, asset-based loans, real estate loans, vineyard development loans, and loans for housing projects. Its deposit products include checking accounts, certificates of deposit, and money market accounts. The CB segment also provides wire transfers, automated clearing house payment services, collection and disbursement services, and online banking; lockbox and merchant services; and foreign exchange services, loans and credit facilities guaranteed by the Export-Import Bank of the United States, and letters of credit. In addition, it provides investment advisory; treasury and cash portfolio management; and reporting and monitoring services. The SVBC segment makes investments in venture capital and other private equity companies; manages venture funds; and offers services to assist private equity firms with liquidating securities following initial public offerings, and mergers and acquisitions. The Other segment provides credit services to high-net-worth individuals, which include home equity and secured lines of credit, restricted stock purchase loans, airplane loans, and capital call lines of credit. It also provides investment banking services, including merger and acquisition services, strategic alliances services, and valuations and fairnsess opinions. The Other segment also offers global banking products and personal investment advisory services. The company offers its products and services through its 26 offices in the United States and 3 foreign subsidiaries located in London, England; Bangalore, India; and Shanghai. The company was formerly known as Silicon Valley Bancshares and changed its name to SVB Financial Group in May 2005. SBV is headquartered in Santa Clara, California.


CITY NATIONAL CORPORATION (CYN)

City National Corporation primarily operates as the bank holding company for City National Bank that provides banking, investment, and trust services in California and New York City. The bank offers various deposit products, including interest checking accounts, money market accounts, savings deposits, and time deposits. It also provides commercial loans, residential mortgages, commercial real estate mortgages, and real estate construction loans, as well as equity lines of credit. In addition, the bank offers mutual funds and investment advisory services. The bank primarily offers its products and services to small-to mid-sized businesses, entrepreneurs, professionals, and affluent individuals. Further, City National Corporation offers investment management and advisory services, and brokerage services, including portfolio management, securities trading, and asset management; personal and business trust and investment services, such as employee benefit trust services; and estate and financial planning, and custodial services. As of August 1, 2005, the bank operated 54 offices, including 12 regional centers in southern California, the San Francisco Bay Area, and New York City. City National Corporation is based in Beverly Hills, California.


PREFERRED BANK (PFBC)

Preferred Bank Los Angeles provides a full array of banking services in commercial, international, real estate, and consumer lending, along with credit cards and merchant card processing. The bank provides its services through its head office located in Downtown Los Angeles; and with full service branches located in Alhambra, Torrance, Century City, Irvine, City of Industry, and Arcadia. The bank provides its customers with depository, advisory, and private banking services. Its loan portfolio comprises mortgage loans, real estate and construction loans, commercial loans, and international loans and trade finance. The bank's real estate loans include mini-perm loans, construction loans, and land development loans. Its commercial loan products include revolving lines of credit, term loans, and letters of credit. Its offerings in international loans and trade finance include standby letters of credit, export letters of credit, import letters of credit, export financing, international documentary collections, domestic and international wire transfers, foreign currency drafts, foreign exchange services, and letter of credit transfers. The bank's deposit products include checking accounts, money market instruments, and savings accounts. It also offers ATM and credit card services, and merchant credit card services.


PACIFIC CAPITAL BANCORP (PCBC)

Pacific Capital Bancorp operates as the holding company for Pacific Capital Bank, N.A, which provides retail and commercial banking services in the United States. The bank accepts NOW and money market deposit accounts, savings and time deposits, and certificates of deposits. It also offers real estate, commercial, home equity, consumer, and agricultural loans. In addition, the bank also provides electronic fund transfers and safe deposit boxes to individuals and businesses; lockbox payment servicing, foreign currency exchange, letters of credit, and cash management services to business customers; trust and investment services to individuals and businesses; as well as investment management and advisory services. The company, through its other subsidiaries, provides automobile and loan securitization services. The company's investment portfolio comprises of U.S. treasury obligations, U.S. agency obligations, collateralized mortgage obligations, mortgage backed securities, asset backed securities, and state and municipal securities. As of December 31, 2004, the bank operated 45 banking offices. The company was founded in 1960 and is based in Santa Barbara, California.


EAST WEST BANCORP INC (EWBC)

East West Bancorp, Inc. operates as the holding company for East West Bank, which provides retail and commercial banking services to individuals and businesses in California. The bank offers various deposit products to consumer and commercial customers. Its deposit products include checking accounts, savings accounts, individual retirement accounts, and time deposits, including retail fixed-rate certificates of deposits. Its lending portfolio comprises residential and commercial real estate, residential mortgage, multifamily residential real estate, construction, commercial, trade finance, account receivables, small business administration, inventory, and working capital loans. The bank also offers travelers' checks, safe deposit boxes, and Master Card and Visa merchant deposit services, as well as short-term trade finance facilities to U.S. importers and manufacturers doing business in the Asia Pacific region. It also invests in U.S. treasury securities, U.S. government agency securities, mortgage-backed securities, and corporate securities. As of June 30, 2005, the bank operated 45 offices in Los Angeles, Orange, San Francisco, Alameda, Santa Clara, and San Mateo counties, as well as a representative office in Beijing, China. The company, through its other subsidiary, East West Insurance Services, Inc., provides business and consumer insurance services. East West Bancorp was founded in 1998 and is based in San Marino, California.


FIRST COMMUNITY BANCORP (FCBP)

First Community Bancorp operates as the holding company for First National Bank and Pacific Western National Bank. The company, through its subsidiaries, provides various banking products and services, which include accepting checking, demand, savings, time, and money market deposits, as well as originating commercial loans, including asset-based lending and factoring of accounts receivable; real estate loans, including construction loans, miniperm loans collateralized by first or junior deeds of trust on specific commercial properties, and equity lines of credit; small business administration guaranteed loans; and consumer loans, including personal, auto, boat, home improvement, and equipment loans, as well as revolving lines of credit; mortgage loans; international loans for trade finance; and other business-oriented products. The company also offers foreign exchange, international banking, multistate deposit, and investment services. In addition, it issues ATM and debit cards. The company serves small to medium size businesses located in southern California. Its investment portfolio consists of U.S. Treasury and U.S. Government agency obligations, mortgage-backed securities, obligations of states and political subdivisions, and Federal Reserve Bank and Federal Home Loan Bank stock. As of March 1, 2005, the company had 56 properties consisting of 35 branch offices, including 22 operated by Pacific Western National Bank and 13 operated by First National bank; 1 annex office; 4 operations centers; and 16 other properties. First Community Bancorp is based in Rancho Santa Fe, California.


GLACIER BANCORP INC (GBCI)

Glacier Bancorp, Inc. operates as the multibank holding company, which offers various commercial banking services to individuals and corporate customers in the United States. The company, through its nine banking subsidiaries, offers regular statement savings, interest-bearing checking, NOW, money market deposit, non-interest demand accounts, individual retirement accounts, fixed rate certificates of deposits, negotiated-rate jumbo certificates. It originates construction and permanent loans on residential and commercial real estate; commercial loans, including operating loans, equipment loans, and unsecured loans; and consumer loans, including auto and home equity loans. The banks serve individuals, small to medium-sized businesses, community organizations, and public entities. The company also provides brokerage services. Glacier Bancorp invests in securities of U.S. Government and federal agencies, state and local governments, real estate mortgage investment conduits, and mortgage-backed securities. As of December 31, 2004, the bank operated 55 banking offices in Montana, Idaho, Utah, and Washington. Glacier Bancorp is headquartered in Kalispell, Montana.


SIERRA BANCORP (BSRR)

Sierra Bancorp operates as the bank holding company for the Bank of the Sierra, which offers various banking services to individuals and businesses primarily in the central and southern sections of California's San Joaquin Valley. The bank offers a range of deposit products, including checking accounts, interest bearing transaction accounts, savings accounts, time deposit accounts, and retirement accounts. Its lending activities include real estate secured, commercial, agricultural, and retail loans. The banks principal retail lending services include home equity lines, consumer loans, and credit card loans. Bank of the Sierra also provide credit services in support of the agricultural activities, land acquisition and development loans, construction loans for residential and commercial development, and multifamily credit facilities. In addition, the bank has an arrangement with Moneyline Lending Services, Inc., whereby Moneyline underwrites single-family mortgage loans for qualifying bank customers; engages in small business administration lending; and offers other products and services, which include installment note collection, cashier's checks, traveler's checks, bank-by-mail, automated teller machine, night depository, safe deposit boxes, direct deposit, automated payroll services, electronic funds transfers, online banking, and other customary banking services. It invests in the U.S. treasury and agency issues; mortgage-backed securities; and in state, county, and municipal obligations, as well as in other equity investments. The bank operated 18 branch offices and 2 agricultural credit centers, as of February 10, 2005. Sierra Bancorp has a strategic alliance with Investment Centers of America, Inc. to provide nondeposit investment options. Sierra Bancorp is headquartered in Porterville, California.


BRIDGE CAPITAL HOLDINGS (BBNK)

Bridge Capital Holdings operates as the holding company for Bridge Bank, N.A., which provides commercial and retail banking services in the United States. The bank accepts demand, money market, time, checking, and savings deposits. It also provides commercial, real estate, auto and other installment, small business administration, factoring and asset based, and term loans. In addition, the bank also issues cashier's checks, sells travelers checks, and provides courier deposit, Internet banking, and other customary banking services. The bank's investment portfolio comprises of U. S. government treasury securities, U. S. government agency securities, and governmental mutual funds. As of December 31, 2004, the bank had three offices in Santa Clara, one in Sacramento, and one in San Diego in California. Bridge Capital Holdings was founded in 2000 and is headquartered in San Jose, California.


CASCADE FINANCIAL CORP (CASB)

Cascade Financial Corporation operates as the holding company for Cascade Bank (the bank) that provides various banking services in the United States. The bank offers commercial business loans to small and medium sized businesses secured by real estate, receivables, equipment, other assets of the business and personal property, and the personal guarantee of the borrower. It offers construction loans to individuals and builders. The bank provides commercial real estate loans secured by improved property, such as office buildings and small commercial business properties, including strip shopping centers. It also offers multi family residential and one to four family residential loans. The bank offers home equity lines of credit and consumer loans secured by boats, automobiles, and recreational vehicles. It offers various deposit services that include savings accounts, demand accounts, money market account, and time certificates of deposits. As of June 30, 2004, the bank operated through 18 branch locations. The bank invests in United States Treasury obligations, securities of certain government sponsored enterprises, mortgage-backed securities, state and municipal government bonds, deposits at the FHLB-Seattle, certificates of deposits, corporate bonds, bankers' acceptances, and Federal funds. Cascade Financial Corporation was formed in 1916 and is headquartered in Everett, Washington.


UNIONBANCAL CORPORATION (UB)

UnionBanCal Corporation operates as a holding company for Union Bank of California, which provides commercial banking services in California, Oregon, and Washington in the United States and internationally. It accepts demand deposits, money market demand accounts, and savings and consumer time deposits. The bank also offers commercial loans and project financing, real estate financing, asset-based financing, trade finance and letters of credit, lease financing, customized cash management services, and selected capital markets products. In addition, it offers treasury management, including wholesale funding, liquidity management, and interest rate risk management services. The bank also offers international and settlement services, e-banking through its Web site, and check cashing services, as well as provides securities brokerage and investment advisory services, and manages a proprietary mutual fund family. As of June 30, 2005, the bank operated 314 full-service branches in California, 4 full-service branches in Oregon and Washington, and a network of 594 proprietary automated teller machines. The company is headquartered in San Francisco, California.


PACIFIC MERCANTILE BANCORP (PMBC)

Pacific Mercantile Bancorp operates as the holding company for Pacific Mercantile Bank, which provides commercial banking services in Orange, Los Angeles, and San Diego counties of California. The bank accepts noninterest-bearing demand deposits, interest-bearing checking accounts, money market and savings deposits, and time deposits. It also offers commercial loans; real estate loans; residential mortgage loans, including single family and multifamily residential loans; construction loans; and consumer loans, including personal installment loans, lines of credit, and credit cards. In addition, the bank provides financial management tools that include multiple account control, account analysis, transaction security and verification, wire transfers, universal bill payment, payroll, and lock box services; automated clearinghouse origination services; electronic check origination and processing services; and convenience banking services, such as Internet banking services, phone banking, ATMs, night drop services, and courier and armored car services. The company, through its other subsidiary, PMB Securities Corp., engages in the retail securities brokerage business, as well as in the provision of investment products, including tax free income, fixed income and equity securities, and mutual funds. It provides its services to small and medium-size businesses, professionals, and the general public. Pacific Mercantile Bancorp invests in U.S. agencies and mortgage-backed securities, collateralized mortgage obligations, and municipal securities. As of December 31, 2004, the bank operated seven commercial banking offices. Pacific Mercantile Bancorp was founded in 1998 and is based in Costa Mesa, California.


AMERICANWEST BANCORPORATION (AWBC)

AmericanWest Bancorporation operates as a bank holding company for AmericanWest Bank provides various financial services. It accepts negotiable order of withdrawal, money market investment, and savings accounts, as well as certificates of deposits and other time deposits. The bank also offers commercial, commercial real estate, agricultural, real estate mortgage, residential real estate and other construction loans, and consumer installment and bankcard loans. In addition, it offers account access programs, such as debit cards, online banking, and online bill payment services. As of July 22, 2005, the bank operated 44 branches in Eastern Washington and Northern Idaho. The company was founded in 1974 and is headquartered in headquartered in Spokane, Washington.


CATHAY GENERAL BANCORP (CATY)

Cathay General Bancorp operates as the holding company for Cathay Bank that offers a range of financial services for individuals, professionals, and small to medium-sized businesses primarily in the United States. The bank accepts various deposit products, including passbook accounts, checking accounts, money market deposit accounts, certificates of deposit, individual retirement accounts, college certificates of deposit, and public funds deposits. Its lending activities comprise residential mortgage loans, commercial mortgage loans, construction loans, home equity lines of credit, commercial loans, trade financing loans, and small business administration loans, as well as installment loans to individuals for automobile, household, and other consumer expenditures. The bank's services also include letters of credit, wire transfers, forward currency spot and forward contracts, traveler's checks, safe deposit, night deposit, social security payment deposit, collection, bank-by-mail, drive-up and walk-up windows, automatic teller machines, Internet banking services, and other customary bank services. It invests in the U.S. treasury securities, U.S. government agency securities, state and municipal securities, mortgage-backed securities, asset-backed securities, corporate bonds, and venture capital investments. As of September 30, 2005, Cathay Bank operated 29 branches in; 1 branch in Washington State; 4 branches in New York State; 1 branch in Massachusetts; 1 branch in Houston, Texas; and representative offices in Taipei, Hong Kong, and Shanghai. Cathay General Bancorp is based in Los Angeles, California.


BANK OF COMMERCE HOLDINGS (CA) (BOCH)

Bank of Commerce Holdings operates as the holding company for Redding Bank of Commerce, which provides commercial banking business in the counties of El Dorado, Placer, Shasta, and Sacramento in California. The bank accepts checking, NOW, savings, and money market deposit accounts. It also offers commercial, real estate, and construction loans to individuals and small businesses. In addition, the bank also provides travelers checks, safe deposit boxes, collection services, and electronic banking activities. The company, through its other subsidiary, provides various single family and multi family residential real estate mortgages, including equity lines. The company's investment portfolio comprises of U.S. government and agency securities, obligations of state and political subdivisions, and mortgage backed securities. The company was founded in 1981 and is based in Redding, California.


BANK OF MARIN (BMRC)

Bank of Marin provides various commercial and retail lending programs in Marin and southern Sonoma counties, north of San Francisco, California. The services offered by the bank include commercial loans and lines of credit, construction financing, consumer loans, home improvement loans, and home equity lines of credit. The bank also offers Visa credit card to its customers, which includes a Business Visa program for business and professional customers. It offers various checking and savings accounts, interest bearing and noninterest bearing personal and business checking accounts, and time certificates of deposit. It also offers direct deposit of payroll, social security, and pension. The bank's business banking focus is on small to medium sized businesses and professionals. It primarily operates in communities of Mill Valley, Sausalito, Tiburon, Belvedere, Corte Madera, Greenbrae, Larkspur, Kentfield, Ross, San Rafael, San Anselmo, Terra Linda, Bel Marin Keys, Ignacio, Novatom, and Petaluma through nine branch office locations. Its customer base is made up of business and personal banking relationships from the communities near its branch office locations. In addition to various deposit products and commercial and retail lending programs, the bank also offers wealth management services. Bank of Marin was incorporated in 1989 and is headquartered in Corte Madera, California.


PACIFIC STATE BANCORP CA (PSBC)

Pacific State Bancorp operates as the holding company for Pacific State Bank that provides commercial banking products and services to small and middle market businesses, and individuals in Alameda, Calaveras, San Joaquin, Stanislaus, and Tuolumne Counties, California. It primarily engages in generating deposits and originating loans. The bank's deposit products include savings and checking accounts, time certificate of deposits, and individual retirement accounts. Its lending activities comprise commercial loans, construction loans, agricultural loans, and real estate loans, as well as personal credit lines. The bank also offers U.S. Savings bond services, domestic and foreign drafts, banking by appointment, automatic transfer of funds, business courier services, domestic letters of credit, a depository for MasterCard and Visa drafts, federal depository services, cash management assistance services, wire and telephone transfers, and courier services for noncash deposits. In addition, it provides Visa and MasterCard cards; revolving lines of credit to consumers secured by deeds of trust on private residences; unsecured overdraft protection credit lines attached to checking accounts; and ATM cards and MasterMoney debit cards. As of December 31, 2006, the bank operated nine branches in Stockton, California; additional branches in downtown Stockton and in the communities of Angels Camp, Arnold, Groveland, Lodi, Modesto, and Tracy; and a limited service branch in Hayward, California. The company was founded in 1987 and is based in Stockton, California.


TRICO BANCSHARES (TCBK)

TriCo Bancshares operates as the holding company of Tri Counties Bank, which provides commercial banking business in the California. The bank accepts demand, savings, and time deposits. It also offers agribusiness, commercial, consumer, and residential loans. In addition, the bank also offers installment note collection; issues cashier's checks and money orders, and trust preferred securities; sells travelers checks; and provides safe deposit boxes and other customary banking and brokerage services. The company's investment portfolio comprises obligations of US government corporations and agencies, obligations of states and political subdivisions, and corporate bonds. The Bank offers its services to local businesses, farmers and ranchers, retired individuals, and wage earners. As of June 30, 2005, the company operated 32 branch offices and 15 in-store branch offices in northern and central California. The company was founded in 1974 and is based in Chico, California.


WEST COAST BANCORP (WCBO)

West Coast Bancorp operates as the holding company for West Coast Bank that provides commercial banking services to individuals, professionals, and small to medium-sized businesses. It offers demand deposits, savings accounts, money market accounts, certificates of deposit, and short-term and long-term borrowings. The bank also offers lines of credit, home equity loans, mortgage loans, credit cards, consumer loans, commercial loans, and installment and other consumer loans, as well as real estate loans, such as construction, mortgage, and commercial loans. It invests primarily in the U.S. government agency securities, obligations of state and political subdivisions, corporate securities, mortgage-backed securities, and equity and other securities. In addition, West Coast Bancorp, through another subsidiary, West Coast Trust Company, Inc., provides agency, fiduciary, and other related trust services. As of December 31, 2004, the bank operated 52 branch offices in western Oregon and southwestern Washington. West Coast Bancorp was founded in 1925 and is headquartered in Lake Oswego, Oregon.


HERITAGE OAKS BANCORP (HEOP)

Heritage Oaks Bancorp operates as the holding company for Heritage Oaks Bank, which provides commercial banking services primarily in San Luis Obispo and northern Santa Barbara counties in California. The bank accepts noninterest bearing demand, interest bearing demand, savings, money market, and time deposits. It also offers commercial and agricultural loans, installment loans, construction loans, real estate loans or commercial loans secured by real estate, SBA, credit card, and consumer loans. In addition, the bank issues cashiers checks and money orders; sells travelers' checks; and provides bank-by-mail, night depository, safe deposit boxes, installment note collection, and other customary banking services. It offers its products and services to retail customers, farmers, and small to medium-sized businesses. The bank invests in obligations of U.S. government agencies and corporations, mortgage-backed securities, obligations of state and political subdivisions, and other securities. As of December 31, 2004, it had four branch offices in Santa Maria; two branches in San Luis Obispo; and one branch office each in Paso Robles, Cambria, Arroyo Grande, Atascadero, and Morro Bay. The company, through its other subsidiary, Heritage Oaks Capital Trust I, issues trusts preferred securities. Heritage Oaks Bancorp was founded in 1983 and is headquartered in Paso Robles, California.


FRONTIER FINANCIAL CORPORATION (FTBK)

Frontier Financial Corporation operates as the holding company for Frontier Bank, which engages in accepting deposits and making loans in Washington. Its deposit products include savings accounts, checking accounts, negotiable order of withdrawal, money market accounts, sweep accounts, savings, time deposits, and certificates of deposit. Its loan portfolio consists of loans secured by real estate, commercial and agriculture loans, consumer installment loans, and bankcard loans. The bank primarily invests in U.S. Treasuries, U.S. agencies, municipal bonds, corporate bonds, equities, and certificate of deposits. As of September 30, 2005, the bank operated 41 banking offices in Clallam, Jefferson, King, Kitsap, Pierce, Skagit, Snohomish, and Whatcom Counties. The company was founded in 1978 and is headquartered in Everett, Washington.


NARA BANCORP INC (NARA)

Nara Bancorp, Inc. operates as the holding company for Nara Bank, which provides various commercial banking and consumer financial services primarily to individuals and small to medium-sized businesses. It operates in three segments: Banking Operations, Trade Finance Services, and Small Business Administration Lending Services. The Banking Operations segment engages in generating deposits and originating loans. Its lending services comprise commercial loans, commercial real estate loans, trade finance, small business administration loans, automobile loans, and various consumer loans. This segment's deposit products include money market accounts, savings and checking accounts, certificate of deposits, individual retirement accounts, and business checking accounts. The Trade Finance Services segment allows the company's import/export customers to handle the international transactions. Its trade finance products include the issuance and collection of letters of credit, international collection, and import/export financing. The Small Business Administration Lending Services segment offers customers to access to the U.S. small business administration guaranteed lending program. In addition, the company offers traveler's checks, safe deposit boxes, notary public, Internet banking and bill-pay services, telephone banking, debit card services, and other customary bank services. As of April 30, 2007, it had a network of 18 branch offices located in Los Angeles, Orange County, Oakland, Silicon Valley, and New York, as well as 7 loan production offices located in California, Washington, Texas, Georgia, Illinois, New Jersey, and Virginia. Nara Bancorp was founded in 1989 and is headquartered in Los Angeles, California.


CITY BANK (CTBK)

City Bank engages in general commercial and retail Banking. The bank's loan portfolio includes commercial loans, construction loans, consumer loans, and real estate loans. Its deposit products include noninterest bearing demand deposits, interest bearing demand deposits, savings deposits, and time deposits. Other services include certificates of deposit, individual retirement accounts, safe deposit, ATM's, online banking, and other consumer and business-related services. City Bank also provides merchant card processing services for eight northwest community banks. The bank invests in U. S. agencies, municipal bonds, and equity securities. City Bank was organized in 1973 and is headquartered in Lynnwood, Washington.


RAINIER PACIFIC FINANCIAL GROUP INC (RPFG)

Rainier Pacific Financial Group, Inc. operates as the holding company for Rainier Pacific Savings Bank, which provides commercial banking services primarily in Tacoma-Pierce County, Washington. The bank accepts checking accounts, money market deposit accounts, savings accounts, and certificates of deposit. It also offers one-to-four family, multifamily, and commercial real estate loans; real estate construction loans, such as residential construction loans, single-family land acquisition and development loans, and lot inventory loans; consumer loans, including installment loans, such as auto, boats, recreational, home equity, and personal loans; and VISA and unsecured personal lines of credit. In addition, the bank provides automobile and homeowners' insurance, financial planning, and nonfederally insured mutual fund and investment services. It provides its services to consumers, small- and medium-sized businesses, and professionals. The bank invests in U.S. treasury obligations, securities of various federal agencies, certain certificates of deposit of insured banks and savings institutions, banker's acceptances, repurchase agreements, federal funds, commercial paper, investment grade corporate securities, and obligations of states and their political subdivisions. As of September 30, 2005, the bank operated 13 banking offices located in Pierce County and South King County. The company was founded in 1932 and is based in Tacoma, Washington.


NORTHRIM BANCORP INC (NRIM)

Northrim BanCorp, Inc. operates as the holding company for Northrim Bank, which provides commercial banking services to businesses, professionals, and individuals in south central and interior Alaska. The bank accepts noninterest-bearing checking accounts and interest-bearing time deposits, checking accounts, and savings accounts. It also offers short- and medium-term commercial loans, commercial credit lines, commercial real estate loans, land development and home construction loans, and consumer loans. In addition, the bank provides other customer service, including telebanking; faxed account statements; Internet banking; automated teller services; and other services, such as personalized checks at account opening, overdraft protection from a savings account, commercial drive-up banking with coin service, automatic transfers and payments, wire transfers, direct payroll deposit, electronic tax payments, automated clearing house origination and receipt, cash management programs, and courier services. It invests in U.S. treasury and U.S. agency securities, and mortgage-backed securities. As of December 31, 2004, the bank had 10 branch locations, of which 7 were located in Anchorage, as well as 1 each in Fairbanks, Eagle River, and Wasilla. It also operates through its division, Northrim Funding Services, in the Washington and Oregon markets. The company, through its other subsidiaries, offers investment products and services, as well as trust preferred securities. Northrim BanCorp was founded in 1990 and is headquartered in Anchorage, Alaska.


ZIONS BANCORPORATION (ZION)

Zions Bancorporation provides banking and related services primarily in Utah, Idaho, California, Nevada, Arizona, Colorado, and Washington. It provides various commercial and retail banking, and mortgage lending products and services. As of March 31, 2005, the company operated 6 banks with 386 domestic branches, and 472 ATMs. Zions provides commercial loans, lease financing, cash management, lockbox, customized draft processing, and other special financial services for business and other commercial banking customers. It also provides personal banking services to individuals, including bankcard, student, and other installment loans; mortgages; home equity lines of credit; checking accounts; savings accounts; time certificates of various types and maturities; trust services; safe deposit facilities; direct deposit; and 24-hour ATM access. In addition, the company provides services to certain market segments through its Women's Financial, Private Client Services, and Executive Banking Groups. It provides small business administration loans to small businesses throughout the United States. Zions owns an equity interest in the Federal Agricultural Mortgage Corporation that originates secondary market agricultural real estate mortgage loans. The company offers municipal finance advisory and underwriting services, and also electronic bond trading. Zions also controls four venture capital companies that provide early-stage capital, primarily for start-up companies located in the western United States. The company was organized in 1955 and is headquartered in Salt Lake City, Utah.


HERITAGE FINANCIAL CORPORATION (HFWA)

Heritage Financial Corporation, through its subsidiaries, Heritage Bank and Central Valley Bank, N.A., offers various banking and financial services. It accepts certificates of deposit; and regular savings, money market, checking, negotiable order of withdrawal, and individual retirement accounts. The company originates commercial loans, including business lines of credit secured primarily by real estate, accounts receivable, and inventory financing; business term loans secured by real estate for either working capital or lot acquisition; small business administration loans; and unsecured business loans, as well as originates real estate loans, including single family residential, multifamily and commercial, and construction loans; agricultural loans; and consumer loans. The company invests in U.S. Treasury obligations, U.S. Government agency obligations, certificates of deposit of insured banks, mortgage backed and mortgage related securities, corporate notes, municipal bonds, Federal Home Loan Bank stock, and federal funds. As of June 30, 2005, Heritage Bank had 11 branch offices located in Thurston, Pierce, and Mason Counties; and Central Valley Bank had 5 branch offices located in Yakima and Kittitas Counties. Heritage Financial Corporation is headquartered in Olympia, Washington.


CALIFORNIA FIRST NATIONAL BANCORP (CFNB)

California First National Bancorp, a holding company, primarily provides leasing and banking services in the United States. The company, through California First Leasing Corporation and Amplicon, Inc., focuses on leasing and financing capital assets. It primarily leases capital assets used by businesses and organizations, with a focus on high technology equipment and software systems, such as computer workstations and networks, mid-range computers, computer automated design systems, and computer software. The company also provides leasing for technology-related manufacturing and distribution management systems, consisting of complex computer controlled manufacturing and production systems; printing presses and warehouse distribution systems; and personal property, which include machine tools, trucks, and office furniture. California First National Bank, another subsidiary, primarily generates deposits, which include checking accounts, savings accounts, and three month to three year certificates of deposit, as well as provides business loans to fund the purchase of assets leased by third parties. It offers these deposits primarily to taxable and IRA depositors. The company primarily invests in interest-bearing deposits with banks, money market securities, federal funds sold, and Federal Reserve Bank stock. California First National Bancorp was founded in 1977 and is headquartered in Irvine, California.


FIRST CITIZENS BANC CORP (FCZA)

First Citizens Banc Corp. (FCBC) operates as the holding company for The Citizens Banking Company, and First Citizens Bank. It offers commercial banking services that include accepting deposits and making loans. The company provides a range of loan products, such as commercial and agricultural loans, commercial real estate loans, real estate mortgage products, real estate construction loans, consumer loans, and credit cards. Its deposit products consist of savings, money market deposit accounts, interest-bearing demand deposits, noninterest-bearing demand deposits, certificates of deposit, and individual retirement accounts. In addition, FCBC, through its other subsidiaries, provides item-processing services for financial institutions; real estate appraisal services for lending purposes; consumer-lending products to customers, who may not qualify for conventional commercial bank lending products; and mortgage products and services, as well as offers trust services. The company serves customers primarily through its offices in Erie, Crawford, Huron, Marion, Ottawa, Richland, and Union counties in Ohio. FCBC was founded in 1884 and is based in Sandusky, Ohio.


AMERICAN RIVER BANKSHARES (AMRB)

American River Bankshares operates as the holding company for American River Bank that provides commercial banking services in California. The bank engages in generating deposits and originating loans. Its deposit products include savings, time, and demand deposits, as well as money market deposit accounts and certificates of deposit. The bank's loan portfolio comprises commercial, real estate, agriculture, and consumer loans. It primarily invests in the obligations of the U.S. treasury and agency securities, state and political subdivisions, and government sponsored mortgage-backed securities. The bank principally serves Sacramento, Placer, Yolo, El Dorado, Sonoma, Napa, Marin, Mendocino, and Amador counties in California. As of June 30, 2005, it operated eight full service bank offices. The company was founded in 1983 and is headquartered in Sacramento, California.


PACIFIC CONTINENTAL CORPORATION (ORE) (PCBK)

Pacific Continental Corporation operates as the holding company for Pacific Continental Bank that provides commercial banking services principally in Oregon. The bank engages in generating deposits and originating loans. Its deposit products include checking accounts, savings accounts, money market accounts, and time deposits. The bank's loan portfolio comprises commercial loans; construction loan financing for commercial facilities and for presold, custom, and speculative home construction; residential mortgage loans; consumer loans for automobiles, mobile homes, boats, home improvements, education, and personal investment; and small business administration loans. Pacific Continental Bank also provides safe deposit services, debit and automated teller machine cards, ACH transactions, savings bonds, cashier's checks, travelers' checks, and notary services, as well as provides credit card services to its business customers and merchant bankcard processing services. It primarily invests in the obligations of the U.S. treasury, U.S. government agencies, mortgage-backed securities, and obligations of states and political subdivisions. As of December 31, 2004, the bank operated 10 branch offices and 2 consumer finance lending offices. Pacific Continental Corporation was founded in 1972 and is based in Eugene, Oregon.


EPIC BANCORP (EPIK)

Epic Bancorp operates as the holding company for Tamalpais Bank (bank), which offers personalized banking services to individuals and small businesses in Marin County, California. It provides a range of deposit products that consist of noninterest and NOW checking accounts, savings accounts, money market accounts, and certificates of deposit, as well as multiple checking products and tiered money market accounts. The bank also offers various lending products and services, including mortgage loans for multifamily real estate; commercial and industrial real estate loans; commercial loans to businesses that include SBA loans, revolving lines of credit, and term loans; consumer loans, including home equity lines of credit, and secured and unsecured lines of credit; land and construction lending for single family residences, apartment buildings, and commercial real estate; and an array of residential mortgage products, both fixed and adjustable rate, as well as provides various other services, such as electronic funds transfers, issuing ATM cards, telephone banking, and online banking and bill payment services. In addition, the company offers investment advisory and financial planning services to high net worth clients and businesses. As of September 30, 2005, it operated six branches in Greenbrae, Mill Valley, San Anselmo, central San Rafael, Terra Linda, and Corte Madera in Marin County. The company, formerly known as San Rafael Bancorp, was incorporated in 1988 and changed its name to Epic Bancorp in 2004. Epic Bancorp is headquartered in San Rafael, California.


HERITAGE COMMERCE CORP (HTBK)

Heritage Commerce Corp. operates as the bank holding company for Heritage Bank of Commerce that provides commercial banking services in California. The bank engages in generating deposits and originating loans. Its deposit products include demand, savings, and time deposits, as well as negotiable order of withdrawal and money market deposit accounts. The bank's loan portfolio comprises commercial, real estate mortgage, real estate land and construction, and consumer loans. It also provides travelers' checks, safe deposit, and other customary nondeposit banking services. The bank primarily invests in the obligations of the U.S. treasury and government agencies, municipal securities, and mortgage-backed securities. The company was incorporated in 1993 and is based in San Jose, California.


CVB FINANCIAL CORPORATION (CVBF)

CVB Financial Corp., through its principal subsidiary, Citizens Business Bank (bank), offers retail banking and financial services to small to mid-sized businesses and individuals in the United States. The bank offers checking, savings, money market, and time certificates of deposit. It also provides commercial products, including lines of credit and other working capital financing, accounts receivable lending, and letters of credit; agribusiness loans to wholesale dairy farm operations, cattle feeders, livestock raisers, and farmers; consumer financial products, including automobile leasing and financing, lines of credit, and home improvement and home equity lines of credit; and real estate loans, including mortgage and construction loans. The bank also offers lease financing for municipal governments. In addition, it provides cash management systems for monitoring cash flow, a credit card program for merchants, courier pick-up and delivery, payroll services, electronic funds transfers by way of domestic and international wires and automated clearinghouse, and online account access; and serves as a federal tax depository for its business customers. Further, the bank offers financial and trust services, including fiduciary services, mutual funds, annuities, 401K plans, and individual investment accounts. The company, through its other subsidiary, Community Trust Deed Services, offers services, such as preparing and filing notices of default, reconveyances and related documents, and acting as a trustee under deeds of trust. The company invests in U.S. Treasury Securities, mortgage-backed securities, CMO/REMIC's, government agency and government-sponsored enterprises, and municipal bonds. As of February 25, 2005, the bank operated 39 business financial centers in the Inland Empire, San Gabriel Valley, Orange County, Los Angeles County, Fresno County, Tulare County, and Kern County areas of California. CVB Financial is based in Ontario, California.


CASCADE BANCORP (CACB)

Cascade Bancorp operates as the holding company for Bank of the Cascades that provides commercial and retail banking services. It provides consumer and business deposit services, including checking, money market, and time deposit accounts, as well as related payment services, Internet banking, and electronic bill payment. The bank provides commercial real estate loans, real estate construction and development loans, commercial and industrial loans, as well as consumer installment, lines-of-credit, credit card, and home equity loans. It serves small-to medium-sized businesses, municipalities and public organizations, professional, and consumer relationships. It also originates and sells residential mortgage loans on the secondary market, and offers trust and investment services. Its investment portfolio comprises of the U.S. agency mortgage-backed securities, U.S. government and agency securities, obligations of state and political subdivisions, mutual fund, and equity securities. As of December 31, 2004, the bank operated 21 branches serving the communities in Central Oregon, Salem/Keizer, Southern Oregon, and Portland. Cascade Bancorp was founded in 1977 and is headquartered in Bend, Oregon.


HANMI FINANCIAL CORPORATION (HAFC)

Hanmi Financial Corporation operates as the holding company for Hanmi Bank (bank). It provides a range of banking services to various small to medium sized businesses in the state of California. The bank offers various deposit products that comprise business and personal checking accounts, savings accounts, negotiable order of withdrawal accounts, money market accounts, and certificates of deposit, as well as provides a range of lending products, which include commercial loans for intermediate and short-term credit; small business administration guaranteed loans; loans secured by real estate, including commercial mortgage loans, real estate construction loans, and residential mortgage loans; and consumer loans, such as automobile loans, secured and unsecured personal loans, home improvement loans, equity lines, overdraft protection loans, and unsecured lines of credit. As of December 31, 2004, Hanmi Bank operated 23 full-service branch offices in Los Angeles, Orange, San Diego, San Francisco, and Santa Clara counties. The company was incorporated in 1981 and is based in Los Angeles, California.


COWLITZ BANCORPORATION (CWLZ)

Cowlitz Bancorporation operates as the holding company for The Cowlitz Bank, which provides commercial banking services primarily in Oregon and Washington. The bank accepts noninterest-bearing checking accounts, interest-bearing checking and savings accounts, money market accounts, individual retirement accounts, and certificates of deposit. It also offers commercial loans, including operating lines of credit, as well as secured term loans for financing machinery and equipment; real estate loans, such as loans for construction, purchase, or refinancing of residential properties; and consumer loans, including secured and unsecured personal loans, home equity, personal lines of credit, and motor vehicle loans. In addition, the bank provides mortgage-banking services, Internet banking and cash management services, debit card program, automated teller machines, and automated telephone banking service with 24-hour access to accounts. It offers its services to small and medium-sized businesses, professionals, and retail customers in Cowlitz County and King County, Washington; the Portland metropolitan area in Oregon; and the surrounding counties in Washington and northwest Oregon. The bank invests in U.S. government and agency securities, mortgage-backed securities, and municipal bonds. As of December 31, 2004, it operated four branches in Cowlitz County located in southwest Washington. In addition, it also has branches in Bellevue, Washington and Portland, Oregon; a loan production office in Vancouver, Washington; and a limited service branch in a retirement center in Wilsonville, Oregon. The company was founded in 1978 and is headquartered in Longview, Washington.


PREMIER WEST BANCORP (PRWT)

PremierWest Bancorp operates as the holding company for PremierWest Bank (bank). The bank offers commercial banking services to its customers, principally to small and medium sized businesses, and professional and retail customers. It provides various deposit products, such as checking and savings accounts, money market accounts, and certificates of deposit, as well as offers a range of loan products, including commercial and real estate loans; construction loans for owner-occupied and rental properties; commercial and equipment leases; and secured and unsecured consumer loans. PremierWest Bank also provides safe deposit facilities, traveler's checks, money orders, and automated teller machines at its facilities. In addition, it sells insurance and related financial products, including life and health insurance, as well as provides mutual funds, annuities, and other investment products to its customers through a third-party registered broker-dealer. As of December 31, 2004, PremierWest operated through 41 offices located in Oregon and California, including 32 full service bank branches and 9 other office locations. The company is headquartered in Medford, Oregon.


COMMUNITY BANCORP (CBON)

Community Bancorp operates as the holding company for Community Bank of Nevada, which provides commercial banking products and services in Nevada. The bank offers various deposit products, including regular checking, savings, NOW, and money market deposit accounts; fixed maturity retail certificates of deposit; and individual retirement accounts. Its lending products include commercial real estate loans, construction loans, land acquisition and development loans, commercial and industrial loans, and Small Business Administration loans. As of September 30, 2005, Community Bank of Nevada operated nine branch offices. The bank also invests in the U.S. Treasury and agency securities, obligations of states and political subdivisions, mortgage-backed securities, and other securities. Community Bank of Nevada primarily offers its services to developers, contractors, professionals, distribution and service businesses, local residential home builders, and manufacturers. The company was formed in 1995 and is headquartered in Las Vegas, Nevada.


CENTRAL VALLEY COMMUNITY BANCORP (CVCY)

Central Valley Community Bancorp operates as the holding company for Central Valley Community Bank, which provides commercial banking services to small and medium-sized businesses, and individuals in California. The bank accepts savings, money market, and NOW accounts; time certificates of deposit; and noninterest bearing demand deposits. It also offers commercial and industrial loans; real estate construction, land development, and other land loans; loans to finance agricultural production or loans to farmers; equity lines of credit; and installment loans to individuals for household, family, and other personal expenditures. In addition, the bank provides cashier's checks; traveler's checks; safe deposit boxes; ATM service; Internet banking that consists of inquiry, account status, bill paying, account transfers, and cash management; and other customary banking services. The bank invests in U.S. treasury securities, obligations of other U.S. government agencies and corporations, mortgage-backed securities, obligations of states and political subdivisions, corporate bonds, and other securities. As of September 30, 2005, the bank operated nine branches in the communities of Fresno, Clovis, Kerman, Prather, Oakhurst, Madera, and Sacramento, California. The company was founded in 1979 and is based in Clovis, California.


FIRST REGIONAL BANCORP (FRGB)

First Regional Bancorp operates as the holding company for First Regional Bank (bank), which offers wholesale banking services to the businesses and professionals in California. It accepts various types of demand, savings, money market, and time certificates of deposit, and originates commercial loans, real estate construction loans, real estate loans, government guaranteed loans, and other loans. The bank also offers banking services, such as telephone transfers, wire transfers, and travelers' checks, as well as provides trust services for living trusts, investment agency accounts, IRA rollovers, and various forms of court-related matters. The bank's Merchant Services division offers credit card deposit and clearing services for retailers and other businesses that accept credit cards. In addition, it invests in U.S. Treasury and U.S. government sponsored enterprise securities. The bank has offices in Irvine, Glendale, Santa Monica, Torrance, Encino, Hollywood, and Westlake Village in California; and in Los Angeles. The company was formerly known as Great American Bancorp and changed its name to First Regional Bancorp in 1987. First Regional Bancorp is based in Los Angeles, California.


COLUMBIA BANCORP (CBBO)

Columbia Bancorp operates as the holding company for Columbia River Bank that offers various financial products and services. The company operates Community Banking and Mortgage Banking segments. Community Banking segment offers a range of deposit products, including noninterest bearing and interest bearing demand accounts, savings accounts, money market accounts, and certificates of deposit; loan products, such as secured and unsecured personal loans, home equity loans, personal lines of credit, and various installment loans; and other financial services comprising stocks, mutual funds, traditional and individual retirement accounts, self-employed pension accounts, tax-sheltered annuities, life insurance, and health insurance. This segment also offers Internet banking, telephone banking, and automated teller machine services. Mortgage Banking segment provides loans for single-family owner occupied homes, construction to permanent financing packages, reverse mortgages, and mortgages for vacation and rental homes. As of July 27, 2005, the company operated 20 branch facilities in Oregon. Columbia Bancorp is based in the Dalles, Oregon.


UNITED SECURITY BANCSHARES (UBFO)

United Security Bancshares operates as the holding company for United Security Bank, which provides commercial banking services to the business and professional community, and individuals in Fresno, Madera, and Kern Counties. The bank accepts personal and business checking accounts and savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. It also offers commercial and industrial loans, real estate construction and mortgage loans, agricultural loans, consumer loans, installment/other loans, and lease financing. In addition, the bank provides online banking, safe deposit boxes, ATM services, payroll direct deposit, cashier's checks, traveler's checks, money orders, and foreign drafts. Its investment portfolio comprises U.S. treasury securities, U.S. government agencies securities, U.S. government agency collateralized mortgage obligations, obligations of state and political subdivisions, and other investment securities. As of September 30, 2005, the bank operated 10 bank branches located in Fresno, Madera, and Kern Counties. The company was founded in 1987 and is headquartered in Fresno, California.


CPB INC (CPF)

Central Pacific Financial Corp., through its primary subsidiary, Central Pacific Bank (bank), offers various commercial banking services to small and medium-sized businesses, professionals, and individuals in Hawaii. The bank accepts personal and business checking and savings accounts, money market accounts, and time certificates of deposit, as well as originates commercial and consumer loan products, including commercial real estate and construction loans, residential mortgage loans, commercial loans and lines of credit, and consumer loans and lines of credit. It also offers debit cards, Internet banking, cash management, traveler's checks, safe deposit boxes, international banking, night depository facilities, and wire transfer services; wealth management products and services, including nondeposit investment products, annuities, insurance, investment management, asset custody, and general consultation and planning services; and item processing services to banks, thrifts, credit unions, and other financial institutions in Hawaii and California. The bank invests in U.S. Treasury and other U.S. government agencies, mortgage-backed securities, and federal home loan bank of Seattle securities. As of December 31, 2004, it operated 45 banking offices, including 4 supermarket branches and 95 ATMs located throughout the state of Hawaii. Central Pacific Financial Corp. is headquartered in Honolulu, Hawaii.


TEMECULA VALLEY BANCORP INC (CA) (TMCV)

Temecula Valley Bancorp, Inc. operates as the holding company for Temecula Valley Bank, which provides various banking services to customers in the Riverside, San Bernardino, and San Diego counties, California. The bank offers personal and business checking accounts, and various types of interest-bearing deposit accounts, including interest-bearing checking, money market, savings, individual retirement accounts, SEP, and time certificates of deposits. Its loan products include automobile loans; home equity lines of credit; single family residential construction loans; single family residential tract loans; commercial construction and permanent loans for office, retail, and industrial buildings; commercial lines of credit; term loans and letters of credit for local businesses; and residential mortgage financing, including conventional, VA, FHA, and Cal Vet loans. The bank also offers safe deposit boxes, night depository facilities, merchant credit card services, notary services, travelers checks, note collection, wire transfer services, cashiers checks, drive up facilities, ATM banking services, telephone banking, Internet banking, direct deposit, and automatic transfers between accounts. As of December 31, 2006, it operated through 10 bank offices in Temecula, Carlsbad, Corona, El Cajon, Escondido, Fallbrook, Murrieta, Ontario, Solana Beach, and the Rancho Bernardo area of San Diego. The company was founded in 1996 and is based in Temecula, California.


PLUMAS BANCORP (PLBC)

Plumas Bancorp operates as the holding company for Plumas Bank, which provides retail and commercial baking services in California. The bank accepts checking, interest-bearing checking, business sweep, savings, time deposit, and retirement accounts. It also offers consumer, home equity, and home mortgage loans; commercial loans, including term real estate, land development, and construction loans; commercial and industrial term loans; government-guaranteed loans; agricultural loans; and credit lines. In addition, the bank provides telephone banking, Internet banking with bill-pay options, cashiers' checks, travelers' checks, bank-by-mail, automated teller machines, night depository, safe deposit boxes, direct deposit, electronic funds transfers, and other customary banking services. It offers its services to small and middle market businesses, and individuals. The bank invests in U.S. treasuries, U.S. government agencies, corporate debt securities, U.S. government agency mortgage-backed securities. As of September 30, 2005, it operated 12 branches in California, including branches in Alturas, Chester, Fall River Mills, Greenville, Kings Beach, Loyalton, Portola, Quincy, Susanville, Tahoe City, Truckee, and Westwood. The company, through its other subsidiary, Plumas Statutory Trust I, issues trusts preferred securities. Plumas Bancorp was founded in 1980 and is headquartered in Quincy, California.


BEVERLY HILLS BANCORP INC (BHBC)

Beverly Hills Bancorp, Inc. operates as the holding company for First Bank of Beverly Hills, F.S.B. (bank). It provides a range of banking and financial services in southern California and surrounding states. The bank primarily offers a range of deposit products, such as savings accounts, money market accounts, wholesale certificates of deposit, and retail deposits, as well as various lending products, including commercial and multi family real estate lending products; and investments in government-sponsored enterprise mortgage-backed securities. In addition, Beverly Hills provides various mortgage loans, such as single-family residential, multi family residential, commercial real estate, and consumer loans. The company is headquartered in Calabasas, California.


THE BANK HOLDINGS INC (TBHS)

The Bank Holdings operates as the holding company for Nevada Security Bank that provides consumer and commercial banking services primarily in Nevada. The bank engages in generating deposits and operating loans. Its deposit products include checking, negotiable order of withdrawal, money market, savings, and time certificates of deposit accounts. The bank's loan portfolio comprises commercial, industrial, real estate construction, real estate mortgage, agricultural, and consumer loans, as well as small business administration loans. Nevada Security Bank also sells cashiers' checks, travelers' checks, and foreign drafts. The bank primarily invests in the obligations of the U.S. government and federal agencies, mortgage-backed securities, corporate securities, and state and municipal securities. As of September 30, 2005, it operated four branches in Reno and Incline Village, Nevada; and Roseville, California. The Bank Holdings was founded in 2001 and is headquartered in Reno, Nevada.


UMPQUA HOLDINGS CORPORATION (UMPQ)

Umpqua Holdings Corporation, a financial holding company, engages primarily in commercial and retail banking, as well as in the delivery of retail brokerage services principally in Oregon and northern California. The company, through its wholly owned banking subsidiary Umpqua Bank (bank), provides various banking, asset management, mortgage banking, and other financial services to corporate, institutional, and individual customers. Umpqua Holdings provides various retail brokerage services through its wholly owned subsidiary Strand, Atkinson, Williams & York, Inc. (Strand). The bank offers various deposit products, including noninterest-bearing checking accounts, interest-bearing checking and savings accounts, money market accounts, and certificates of deposit. It provides loans for business and commercial customers, including accounts receivable and inventory financing, equipment loans, real estate construction loans, and permanent financing and SBA program financing. The bank also offers real estate loans for construction, purchase, and refinancing of residential owner-occupied and rental properties. In addition, it provides loans to individual borrowers for various purposes, including secured and unsecured personal loans, home equity and personal lines of credit, and motor vehicle loans. As of December 31, 2004, the bank had operations in 93 locations. Strand operates as a broker-dealer and investment advisor. It provides brokerage services, including equity and fixed income products, mutual funds, annuities, options, retirement planning, and money management services. In addition, Strand offers life insurance, disability insurance, and medical supplement policies. The company is headquartered in Portland, Oregon.


WSB FINANCIAL GROUP INC (WSFG)

WSB Financial Group, Inc. operates as the holding company for Westsound Bank that provides various commercial banking services to real estate developers, contractors, and small to medium-sized businesses in Washington. The company primarily engages in generating deposits and originating loans. Its deposit products include interest bearing and noninterest bearing demand deposits, money market accounts, savings deposits, and certificates of deposit. The company's lending activities comprise commercial and residential real estate loans, construction and land development loans, commercial and industrial loans, and consumer loans. It also provides courier, telephone and Internet banking, automatic teller machines, and real estate services, as well as cashier's checks, money orders, debit/credit cards, wire transfers, travelers' checks, and safe deposit services. As of March 31, 2007, it operated nine full service branches and one loan production office located primarily in the west Puget Sound area. The company was founded in 1999 and is headquartered in Bremerton, Washington.


CAPITAL CORP OF THE WEST (CCOW)

Capital Corp of the West operates as the bank holding company for County Bank that offers various commercial banking services in California. The bank accepts demand, savings, and time deposits, as well as makes commercial, agriculture, real estate, personal, home improvement, home mortgage, automobile, credit card, and other installment and term loans. It also offers trust services, travelers' checks, safe deposit boxes, banking-by-mail, drive-up facilities, automated teller machines, and other customary banking services. The bank invests in the United States government agency securities, mortgage-backed securities, collateralized mortgage obligations, municipal, and corporate bonds. It primarily serves individuals, businesses, and professional firms. As of July 26, 2005, County Bank operated 20 branch offices serving the counties of Fresno, Madera, Mariposa, Merced, Stanislaus, San Joaquin, San Francisco, and Tuolumne. Capital Corp is headquartered in Merced, California.


FREMONT GENERAL CORPORATION (FMT)

Fremont General Corporation operates as a holding company for Fremont General Credit Corporation (bank), which engages in commercial and residential real estate lending business in the United States. It originates nonprime or sub-prime residential real estate loans secured by first deeds of trust through independent brokers on a wholesale basis, which are primarily sold to third party investors on a servicing released basis; and commercial real estate loans, including bridge, construction, permanent, and single tenant credit loans on a nationwide basis. The bank also offers certificates of deposit, and savings and money market deposit accounts insured by the FDIC through its 20 branches in California. The company is based in Santa Monica, California.